I,m looking at the workplace pension thing,no choice but to join but you can opt out which I was going to do,its hardly going to be worth a fortune at my age,but you can top up,and you can nominate someone to get it as a tax fee sum or it goes into your estate if you don't live to claim it or all of it.Havnt got the pack yet so no idea if its likely to be worth it. Hate having to do paperwork,I get so stressed about it.
Hope today was better for you.
Anglesaywidow too,Little ones certainly help time pass.I had one overnight last night, but his older brother turned up this morning just after he had gone , as his rugby was cancelled ,and he couldnt get home.He is no trouble though,just plays with his phone,but not so grownup he doesn't appreciate a special hot chocolate or a cheese toasty.Its nice just to have company.He did laugh at me though when he walked in as I wasn't expecting him he caught me giving it big licks singing along with Sowetto gospel choir.(well it is Sunday ).